Category Archives: credit cards

Don’t let credit card debt get you down

Posted on August 10, 2024 by FCA Admin

So you have a lot of credit card debt?  So what now?  Many people find themselves in this situation and feel helpless and hopeless.  The key is to not give up.  There are many resources out there to help you. … Continue reading →

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Debt Management Guide

Posted on September 7, 2023 by FCA Admin

Are you in over your head in debt and looking for an informative way to manage and understand your debt?  Then check out Bankrate.com’s debt management guide.  The guide is available at http://www.bankrate.com/finance/debt/debt-management-guide.aspx. Within the guide, you’ll learn these valuable … Continue reading →

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Free Government Resources on Personal Finance

Posted on August 10, 2022 by FCA Admin

Have you ever wondered what government resources are out there? Well, don’t keep wondering, simply click and take advantage of these great resources. Mymoney.gov-This site provides a wealth of resources for businesses and individuals alike.  Whether you are looking to … Continue reading →

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What are your barriers to saving?

Posted on July 1, 2022 by FCA Admin

             I came across this great article on Americasaves.org.  Many people have difficulty saving for one reason or another.  In this article, the writer shares some great tips to help and encourage people to save. The topics that she discusses … Continue reading →

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What Makes You Feel Rich?

Posted on October 15, 2021 by FCA Admin

I recently read an article about what makes people feel rich.  Immediately, I started to think about myself and my current financial situation.  I am not a millionaire.  I do not have rich parents and I have a 9 to … Continue reading →

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Debt and Senior Citizens

Posted on November 9, 2020 by FCA Admin

I recently read an article about the rising debt of senior citizens.  Senior citizens, I thought? Surprising, not really. Think about it. Senior citizens are on a fixed income unlike the younger generation. Their income does not keep up with … Continue reading →

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Get Ready…Get Set…SaveUp.com!

Posted on August 11, 2018 by FCA Admin

Are you ready for a new financial revolution?  If so, then SaveUp is for you. Save up is a new rewards program. Best of all, the goal of SaveUp is to encourage financial literacy and financial independence. So how does … Continue reading →

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The Return of Layaway

Posted on May 13, 2017 by FCA Admin

Do you remember when your mom would put that big purchase on layaway?  It seems like it was so long ago.  Not anymore.  In these tough economic times, many retailers are offering layaway as an option for many of their … Continue reading →

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New Credit Card Application Procedures

Posted on February 8, 2010 by FCA Admin

  Within a few weeks, credit card companies will start verifying your income before they process your credit card applications.  This will also apply for credit limit increases. The companies will go as far as asking for pay stubs and … Continue reading →

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Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009

Posted on May 25, 2009 by FCA Admin

President Obama signed the Credit Card Accountability, Responsibility and Disclosure (CARD) Act of 2009.  The Act’s main purpose is to prevent credit card industry practices that significantly raise interest rates.  There are numerous provisions to this act.  Among the provisions … Continue reading →

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