Category Archives: personal finance

Top 6 Action Items for the New Year

Posted on December 10, 2024 by FCA Admin

As 2008 draws to a close, many are hopeful for significant changes in 2009.  Among these is a better economic outlook.  But what can you do now to make way for a better economic outlook?   Keep enough cash available.  … Continue reading →

Posted in personal finance | Tagged | Comments Off on Top 6 Action Items for the New Year

Check up on your charity

Posted on October 10, 2024 by FCA Admin

    These days you may receive several calls or mailings for making charitable donations.  Of course we all want to help out.  Money is very tight in this economy and no one wants to feel that they are being … Continue reading →

Posted in charity, personal finance | Tagged , | Comments Off on Check up on your charity

To transfer or not to transfer

Posted on September 10, 2024 by FCA Admin

Credit card balance transfers are very common.  We usually think we are getting a good deal if we are offered a zero percent APR balance transfer.  This is a great offer.  However, too often we fail to think about the … Continue reading →

Posted in education, personal finance | Comments Off on To transfer or not to transfer

Don’t let credit card debt get you down

Posted on August 10, 2024 by FCA Admin

So you have a lot of credit card debt?  So what now?  Many people find themselves in this situation and feel helpless and hopeless.  The key is to not give up.  There are many resources out there to help you. … Continue reading →

Posted in credit cards, education, personal finance | Comments Off on Don’t let credit card debt get you down

IRS Can Help When Starting a Small Business

Posted on June 22, 2024 by FCA Admin

If you are opening a new business this summer, the IRS has some basic federal tax information to help you get started. Here are some things to consider when starting a business: Type of Business One of the first decisions you … Continue reading →

Posted in education, employment, personal finance, Savings, Taxes | Comments Off on IRS Can Help When Starting a Small Business

Give Tax Records a Mid-Year Tune-up this Summer

Posted on April 24, 2024 by FCA Admin

Issue Number:    Summertime Tax Tip 2013-23 Inside This Issue During the summer, you may not think about doing your taxes, but maybe you should. Some of the expenses you’ve paid over the past few months might qualify for money-saving tax credits … Continue reading →

Posted in consumer laws, education, personal finance, Savings, Taxes | Comments Off on Give Tax Records a Mid-Year Tune-up this Summer

Don’t Overlook the Benefits of Miscellaneous Deductions

Posted on March 5, 2024 by FCA Admin

Issue Number:    IRS Summertime Tax Tip 2012-17 Inside This Issue If you are able to itemize your deductions on your tax return instead of claiming the standard deduction, you may be able to claim certain miscellaneous deductions. A tax deduction reduces … Continue reading →

Posted in education, personal finance, Savings, Taxes | Comments Off on Don’t Overlook the Benefits of Miscellaneous Deductions

How much do you know about social security?

Posted on February 8, 2024 by FCA Admin

I was recently reading an article about young workers and social security.  The article mentions that many young adults don’t understand social security and the impact that social security and saving can have on their future plans. Some basic facts … Continue reading →

Posted in consumer laws, education, investing, personal finance, Savings | Tagged , , | Comments Off on How much do you know about social security?

Women need to save more for retirement

Posted on December 31, 2023 by FCA Admin

  I recently came across an article about why women should save more for retirement.  Interesting I thought. So I kept reading. The primary reason that we should save more is because we tend to outlive men.  And the longer … Continue reading →

Posted in education, investing, personal finance, Savings | Tagged , , | Comments Off on Women need to save more for retirement

How I saved money in college.

Posted on November 24, 2023 by FCA Admin

Ok. So it’s time to send your kids off to college.  With the economy being the way it is, we must always remember to save. But how do you save while attending college?  I’ll share some of my strategies with … Continue reading →

Posted in personal finance, Savings | Tagged , | Comments Off on How I saved money in college.