Category Archives: personal finance

Affordable Summer Vacations

Posted on May 18, 2019 by FCA Admin

  Summer is upon us and many have already planned their vacations.  Others are contemplating if and how they can afford a summer vacation.  Although, the economy is in a slump, a well deserved vacation can still be affordable with … Continue reading →

Posted in personal finance | Tagged | Comments Off on Affordable Summer Vacations

Missing Your W-2? Here’s What to Do

Posted on January 2, 2019 by FCA Admin

Inside This Issue It’s a good idea to have all your tax documents together before preparing your 2012 tax return. You will need your W-2, Wage and Tax Statement, which employers should send by the end of January. Give it … Continue reading →

Posted in consumer laws, education, employment, personal finance, Taxes | Comments Off on Missing Your W-2? Here’s What to Do

Automated IRS System Helps College-Bound Students with Financial Aid Application Process

Posted on November 22, 2018 by FCA Admin

Issue Number:    Special Edition Tax Tip 2012-12 Inside This Issue College-bound students and their parents sometimes face last minute requests to complete or provide additional information for financial aid applications. The Internal Revenue wants to help by minimizing time spent on … Continue reading →

Posted in education, employment, personal finance | Comments Off on Automated IRS System Helps College-Bound Students with Financial Aid Application Process

Tax Help ‘en Español’

Posted on September 21, 2018 by FCA Admin

Issue Number:    IRS Tax Tip 2013-14 Inside This Issue Tax information can be tough to understand in any language. It may be more difficult to understand if it is not in your first language. The IRS offers a wide range of … Continue reading →

Posted in personal finance, Savings, Taxes | Comments Off on Tax Help ‘en Español’

Get Ready…Get Set…SaveUp.com!

Posted on August 11, 2018 by FCA Admin

Are you ready for a new financial revolution?  If so, then SaveUp is for you. Save up is a new rewards program. Best of all, the goal of SaveUp is to encourage financial literacy and financial independence. So how does … Continue reading →

Posted in credit cards, education, investing, loans, personal finance, Savings | Comments Off on Get Ready…Get Set…SaveUp.com!

A Summer Adjustment Can Prevent a Tax-Time Surprise

Posted on July 18, 2017 by FCA Admin

Issue Number:    IRS Summertime Tax Tip 2014-10 Inside This Issue   When it comes to filing a federal tax return, many people discover that they either get a larger refund or owe more tax than they expected. But this … Continue reading →

Posted in education, personal finance, Taxes | Comments Off on A Summer Adjustment Can Prevent a Tax-Time Surprise

The Return of Layaway

Posted on May 13, 2017 by FCA Admin

Do you remember when your mom would put that big purchase on layaway?  It seems like it was so long ago.  Not anymore.  In these tough economic times, many retailers are offering layaway as an option for many of their … Continue reading →

Posted in credit cards, personal finance, Savings | Tagged , , | Comments Off on The Return of Layaway

Additional Protection for US Consumers

Posted on October 1, 2016 by FCA Admin

President Obama wants to create the Consumer Financial Protection Agency.  The purpose of the agency is to protect consumer credit and their banking transactions.  Additionally, The Federal Reserve Bank will have the added responsibility of supervising large financial institutions and … Continue reading →

Posted in Banking, consumer laws, personal finance | Tagged , | Comments Off on Additional Protection for US Consumers

IRS Offers Tips to Reduce Big Refunds and Prevent Tax Bills

Posted on September 6, 2016 by FCA Admin

Issue Number:    IRS Summertime Tax Tip 2012-22 Inside This Issue The Internal Revenue Service reminds taxpayers that it’s not too late to adjust their 2015 tax withholding to avoid big tax refunds or tax bills when they file their tax return … Continue reading →

Posted in consumer laws, education, employment, investing, loans, personal finance, Savings, Taxes | Comments Off on IRS Offers Tips to Reduce Big Refunds and Prevent Tax Bills

Rent or buy? You decide.

Posted on March 3, 2016 by FCA Admin

These days the buzz word is that it’s a great time to buy. But deciding whether to rent or buy is an individual decision that should be considered on a case by case basis.  It is not wise to buy … Continue reading →

Posted in mortgage, personal finance | Tagged , | Comments Off on Rent or buy? You decide.