Tag Archives: personal finance

Keeping Good Records Reduces Stress at Tax Time

Although most people won’t be filing their tax returns for several months, the dog days of summer are actually a great time to start planning for the tax filing season by ensuring your records are organized.  Whether you are an … Continue reading

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Eight Things to Know If You Receive an IRS Notice

Every year, the IRS sends millions of letters and notices to taxpayers. Many taxpayers will receive this correspondence during the late summer and fall. Here are eight things every taxpayer should know about IRS notices – just in case one … Continue reading

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Yet another great way to save.

  If you are like most people, saving money can be a bit challenging.  Well how about splitting your direct deposit check amongst several bank accounts.   The month of May is National Direct Deposit and Direct Payment Month.  This is … Continue reading

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Men vs. Women: Who is better at personal finances?

I was reading an article about personal finance regarding which sex is better at managing the finances.  The article mentioned that women are better at personal finance because we are more organized and pay more attention to detail.  Although in … Continue reading

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Save Money on Childcare

I just had to share this article.  Great advice for parents considering the current state of the economy. http://www.smartmoney.com/spending/deals/8-ways-to-save-money-responsibly-on-baby-care/     Don’t forget to follow us on Twitter: http:// twitter.com/1stCapAdvise    

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Debt and Senior Citizens

I recently read an article about the rising debt of senior citizens.  Senior citizens, I thought? Surprising, not really. Think about it. Senior citizens are on a fixed income unlike the younger generation. Their income does not keep up with … Continue reading

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What are you doing with your tax refund?

Now that tax season is officially over, those who are getting refunds are already making plans for their money.  But what about those that have no clue of what to do with their refunds?  Well here are some suggestions for … Continue reading

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The Return of Layaway

Do you remember when your mom would put that big purchase on layaway?  It seems like it was so long ago.  Not anymore.  In these tough economic times, many retailers are offering layaway as an option for many of their … Continue reading

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Additional Protection for US Consumers

President Obama wants to create the Consumer Financial Protection Agency.  The purpose of the agency is to protect consumer credit and their banking transactions.  Additionally, The Federal Reserve Bank will have the added responsibility of supervising large financial institutions and … Continue reading

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Students: Make the most of your summer job.

This summer, many students will be taking on summer jobs.  However, many are unaware of the tax consequences involved with employment.  Additionally, many students fail to establish a savings goal.  For example: 1. Form W-4, Employee’s Withholding Allowance Certificate must … Continue reading

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